The calm, private way to understand your money each month.
Track income, expenses, savings, and debts — all in one place. No bank connection required. Free to start.
Free forever. Monthly Budget free for your first 30 days. Premium is €4.99/month.
Income & expenses
See exactly what comes in and goes out. Your Money Remaining updates instantly.
Monthly budget
Plan your month with a budget and compare it to what actually happened — Budget vs Actual.
Savings pots
Set money aside for goals that matter. Track progress toward each target.
Debt tracking
Log debt payments and watch what you owe shrink over time.
Offline-first
Works without internet. Your data syncs when you're back online.
Privacy-first
No bank connection. Your financial data is yours alone — export or erase it anytime.
BalanceFlow is for anyone who wants a clear, honest picture of their monthly finances without spreadsheets or jargon:
€0
€4.99/month
Join BalanceFlow and see where your money goes. Free to start, no bank connection needed.
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